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ALI (Additional Liability Insurance) and LIS (Liability Insurance Supplement) = flat-rate increase in the liability insurance cover sum CDW (Collision Damage Waiver) = comprehensive damage cover with a liability reduction, but not automatically with liability waiver (differs from country to country) LDW (Loss Damage Waiver) = comprehensive damage cover with liability waiver for damage to the rented car, also for theft and vandalism PAI (Personal Accident Insurance) = Passenger insurance for injury and death PEP (Personal Effects Protection) and PEC (Personal Effects Coverage) = Luggage insurance PERSPRO/CCP (Carefree Personal Protection) = Personal injury and luggage insurance, additional cover for certain emergency medical services SCDW (Super CDW) = Comprehensive damage cover with a particularly low or no deductible STP (Super TP) = Theft insurance with a particularly low or no deductible TP or THW (Theft Waiver) = Theft insurance, usually with a deductible UMP (Uninsured Motorist Protection) = Additional insurance in the event of injury or death caused by a hit-and-run driver or by an insufficiently insured driver Source: European Consumer Centre